Services

Benefits and Insurance Packages

We offer an extensive list of benefits for both groups and individuals.

Our à la carte benefits package really sets us apart. TPI wants to give you a flexible and completely customizable benefits package that will suit your lifestyle and needs.

Through our valued partners, TPI is able to provide a wide selection of insurance benefits for your company. Our insurance options include group health insurance, workers' compensation, commercial property insurance, general liability insurance, and employment practices liability insurance.

Additionally, TPI works with experienced retirement specialists who can help guide you through the challenges of finding the best 401(k) and retirement packages for you and your employees.

Pay-as-You-Go Workers' Compensation

As you know, Workers' Comp premiums are tied directly to the amount of payroll you process – it is a fixed dollar amount of premium for every $100 in payroll. Tying it to your actual payroll versus making an estimate at the beginning of the year and settling up at the end of the policy year is much more efficient. You also eliminate the deposit (usually 20-25% down) and spread out your payments to 26 or 52 smaller amounts, freeing up capital and resources for other business needs.

Our easy online system allows you to view your payroll and Workers' Comp premium payments at any time from anywhere. This streamlined and fully automated system is easy and requires less manpower which also translates into savings for you. In addition, you eliminate any unpleasant year end audit surprises where big checks need to be written and reduce the inconvenience and lost time of the actual audit as well.

We participate with various wholesalers who can provide you with many carrier options that can cover a wide variety of Class Codes – names like The Hartford, Travellers, Guard, Amtrust, Employers, Chartis, and more – to ensure that you get the best plan at the best price.